Banking and Capital Markets

10 ways the U.S. Treasury central clearing rule impacts technology

By future proofing their technology platforms, firms can turn compliance with the U.S. Treasury central clearing rule into a competitive advantage.

How embedded payments can transform a utility into a growth driver

Embedded payments help nonfinancial services firms to deliver seamless in-platform transactions and tap into fresh revenue streams. Read more.

What to know about gaining access to U.S. Treasury central clearing

What market participants should consider in choosing a clearing access model for U.S. Treasury central clearing.

KYC refresh: building an effective risk-based program

Businesses face challenges to refresh their KYC models to reduce costs and improve anti-financial crime risk management. Learn more.

U.S. Treasury central clearing: preparing for profound structural market change

U.S. Treasury clearing: how market participants can prepare for the new mandate. Learn more.

Payments and bank fees: an $82b balancing act

Consumer fee income is crucial for banks and payment providers. At the same time, it’s a major driver of consumer dissatisfaction and churn. Learn more.

How banks can develop a winning strategy in cross-border payments

Our global payment leaders reveal strategies for banks to thrive in the dynamic, global cross-border payments market. Download the report.

Through an auditor’s lens: structured products valuation

Explore the auditor’s approach to structured finance product valuation, detailed in the EY insights that follow.

Payment throttling: a balancing act for managing intraday liquidity risk

Payment-throttling frameworks are essential to preventing intraday liquidity shortfalls and preserving banking institutions’ financial resilience. Learn more.

How auto lenders can reimagine themselves today for a world of change

The need for auto lenders to keep up as change accelerates amid uncertainty is driving companies’ efforts to refresh their approaches. Read more.

Banking structure reports: what they are, why they matter

This regulatory reporting brief covers banking structure report basics, trends and industry challenges. Learn more in our full report.

How regional banks are transforming collateral management functions

Regional banks are enhancing their collateral management capabilities in response to shifting market dynamics. Learn more.

How small financial institutions can win consumer attention

How credit unions, regional banks and community banks can embrace the digital marketplace infrastructure model. Learn more.

How pursuing GenAI can transform mortgage lending

By applying GenAI innovations across the lifecycle, mortgage lenders can gain a strategic advantage. Learn more.

FR 2052a: report evolution and key challenges

This regulatory reporting brief covers the evolution and challenges of the Complex Institution Liquidity Monitoring Report (FR 2052a). Learn more.

The case for a modern transaction banking platform

The evolution of corporate treasury management needs presents an opportunity for corporate banks. Learn from an industry approach.

How to transition from a tactical to strategic adoption of ISO 20022

With ISO 20022 adoption lagging amid competing global deadlines, a successful migration may hinge on changing from a tactical to a strategic mindset.

How Gen Z’s preference for digital is changing the payments landscape

EY survey shows Gen Z embraces simple, seamless payment methods. Learn more.

How can financial institutions modernize their fair-lending practices?

FIs that disregard fair banking are lagging behind FIs that enhance compliance procedures, lending models and data analytics to become more compliant. Read more.