Auto, equipment and captive finance are experiencing unprecedented change in mobility and lending trends driven by customer and dealer expectations, cost pressures, technology and data, and competition.

Katie Johar

Principal, Americas Captive, Equipment, and Automotive Finance Industry Market Leader, Ernst & Young LLP

Americas Captive, Equipment, and Automotive Finance Market Leader: helping clients adopt modern strategies, technologies and methods across all aspects of transformation – strategy to execution.

Katie has diverse professional experience in the financial services industry, across both industry and consulting. She focuses on consumer and dealer lending, both indirect and direct, and regularly leads large-scale transformational initiatives for strategic business and technology programs, which focus around automotive, equipment, and captive finance. Katie also serves as the Diversity, Equity, and Inclusion leader for Financial Services Business Transformation.

How Katie is building a better working world

"Katie is building a better working world through meaningful engagement with her clients, teams, and community. She works to build transformative leaders at EY by enabling our people to cultivate a mindset that celebrates diversity, lead inclusively through activities and initiatives to connect with each other and allies, develop their careers, and grow in the communities they serve and live."

Katie's latest thinking

How auto lenders can reimagine themselves today for a world of change

The need for auto lenders to keep up as change accelerates amid uncertainty is driving companies’ efforts to refresh their approaches. Read more.

16 Aug 2024 Katie Johar +5

Auto, captive and equipment finance

Our auto, captive and equipment finance team brings your strategy to life — bridging strategy, operations, tech, data and core business functions.

28 Jun 2024 Katie Johar +4

A turning point for the US automotive financing sector

The lack of granular data into the auto lending market hampers the ability of lenders, market participants and regulators to identify and respond to risks.

05 Dec 2023 Manisha Patel

Why electric vehicles are changing how we evaluate residual values

Measuring the value of electric vehicles is not the same as evaluating traditional fossil fuel vehicles. Learn more.

22 Nov 2022 Felipe Smolka +1
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