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Ken is a managing director in the EY Financial Services Risk Management practice and co-leads the Quantitative Advisory Services (QAS) team. With over 17 years of experience in credit risk analytics spanning both consulting and industry roles, Ken has led initiatives across both wholesale and retail portfolios, focusing on risk rating methodology development, implementation and validation, and other regulatory and review matters.
Ken earned a master’s in Math Finance from the University of Southern California and a master’s in Mathematics from New York University.
How Kenneth is building a better working world
Credit fuels economic growth, driving innovation and development. However, excessive bad credit can destabilize the economy and undermine the banking system. The key to balancing this lies in leveraging today’s technology. By harnessing real-time data and AI, we can enhance credit decision-making processes. I am committed to helping banks develop better analytics capabilities to promote a healthier, more resilient financial ecosystem.
Kenneth's latest thinking
The future of credit risk management with EWS frameworks
Early warning system (EWS) frameworks provide proactive credit risk management for banks via key indicators and monitoring. Read more.
19 Feb 2025
Kenneth Chen