Payments

We help payment service providers, industry suppliers, new entrants, investors and entrepreneurs reap the rewards of the future of payments.

The future of the talent agenda in payments report

This report outlines eight roles required to drive the next wave of innovation in payments.

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The rise of alternative payment methods

Sara Elinson, EY Americas FinTech and Payments Strategy Leader, discusses the rise of alternative payment methods and how banks and retailers can work together to provide more frictionless experiences for their consumers.

Our latest thinking on payments

Payments and bank fees: an $82b balancing act

Consumer fee income is crucial for banks and payment providers. At the same time, it’s a major driver of consumer dissatisfaction and churn. Learn more.

How banks can develop a winning strategy in cross-border payments

Our global payment leaders reveal strategies for banks to thrive in the dynamic, global cross-border payments market. Download the report.

Payment throttling: a balancing act for managing intraday liquidity risk

Payment-throttling frameworks are essential to preventing intraday liquidity shortfalls and preserving banking institutions’ financial resilience. Learn more.

How to transition from a tactical to strategic adoption of ISO 20022

With ISO 20022 adoption lagging amid competing global deadlines, a successful migration may hinge on changing from a tactical to a strategic mindset.

Four enablers for harnessing the power of PayTech

Payments providers need to consider customer experience design, risk, technology, and data and analytics to achieve smart growth. Read our latest article.

How a global FinTech captured growth in the SME segment

A global Fintech captured growth in an opportunistic SME segment with a differentiated, holistic strategy. Learn more in this case study.

How the rise of PayTech is reshaping the payments landscape

PayTech’s relentless disruption of the payments landscape means that only PSPs that offer value beyond payments can compete. Learn more.

Understand key challenges and benefits to ISO 20022 migration

The new ISO 20022 messaging standard will bring order to a disjointed payments landscape, but banks need to be prepared. Here’s what to consider.

Nine considerations for ISO 20022 migration

The ISO 20022 standard can help drive bottom-line results. Explore these considerations as you migrate to ISO 20022.

How banks can find a winning position in the buy-now-pay-later market

As BNPL gains popularity with consumers and merchants, banks will need to carefully consider their position in this growing market.

How banks can win at payments

Regaining payments leadership will require banks to embrace digital, adopt new business models, and even collaborate with FinTech competitors.

How card issuers can transform amid digital disruption

As credit card issuers face more pressure from digital disrupters, companies are adapting to create more innovative and resilient platforms.

How payment providers can expand solutions to grow profits

As competitors and regulators squeeze profits for payment providers, offering solutions “beyond payments” may offer new revenue growth.

How new entrants are redefining cross-border payments

New players will challenge incumbents to collaborate and develop faster, more innovative, and transparent cross-border payment solutions.

How FIs can reduce friction and drive value in the payments system

Information about money is as valuable as the money itself.

How to transform product development to outperform the competition

EY Nexus is a cloud-based platform offering access to the most advanced technologies to launch new products, businesses and services.

Why real-time customer journey curation is the future of banking

EY Nexus for Banking platform was key to transforming one traditional bank into a future-ready, digital bank of tomorrow.

Is your back-office holding your business back?

Back-office operations must be capable of supporting evolving product development to help meet a business’s growth ambitions.

How a new technology platform is helping banks go digital

The EY Impresto platform is a mobile-first, AI-optimized tool for addressing some of banks’ biggest challenges.

How Gen Z’s preference for digital is changing the payments landscape

EY survey shows Gen Z embraces simple, seamless payment methods. Learn more.

Alternative payment methods – a proven payments imperative

To create a comprehensive alternative payment method strategy, payment service providers need to act now. Get our latest insights.


    Watch our industry voices

    Hear perspectives from corporate banking and payments leaders on how they are navigating a digitally transformed industry.

    Regional perspectives

    The Navigator: perspectives on financial services M&A

    Financial institutions are building competitive advantage through M&A. Read on to learn more.

    Nine considerations for ISO 20022 migration

    The ISO 20022 standard can help drive bottom-line results. Explore these considerations as you migrate to ISO 20022.

    Understand key challenges and benefits to ISO 20022 migration

    The new ISO 20022 messaging standard will bring order to a disjointed payments landscape, but banks need to be prepared. Here’s what to consider.

      Supercharge your payments business with ISO 20022

      With EY support, Swift asked early adopters to share strategic opportunities ISO 20022 offers. This report has six use cases.

       

      EY named market leader in the HFS Horizons report

      The best service providers for cards and payments providers, 2023

       

       



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