EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients.
Select your location
Local sites
Payments
We help payment service providers, industry suppliers, new entrants, investors and entrepreneurs reap the rewards of the future of payments.
Disruptive technologies, regulatory scrutiny and new market entrants are transforming the payments world. The paradigm shift is both a threat and an opportunity for existing payment service providers. The issues are broad and complex, including biometrics and other emerging technology, open banking and application programming interfaces (APIs), faster payments, cross-border issues and more.
We can help you develop practical solutions around your payment service offerings because we understand the technologies and market dynamics transforming payments.
How EY can help
-
EY consumer banking and wealth technology solutions are designed to drive operational excellence and profitable growth. Learn more.
Read more -
EY teams can help you understand the benefits and challenges of leveraging the ISO 20022 data standard across your organization. Find out how.
Read more -
Discover how EY teams work with startup and scale-up FinTech companies and financial institutions to innovate and transform for growth.
Read more -
Our payments professionals can help your business enhance innovation, drive growth and improve performance. Find out more.
Read more -
Our open banking professionals can help your business maintain a trusted and secure open banking ecosystem while managing its risks. Learn more.
Read more
Our latest thinking on payments
Payments and bank fees: an $82b balancing act
Consumer fee income is crucial for banks and payment providers. At the same time, it’s a major driver of consumer dissatisfaction and churn. Learn more.
15 Oct 2024
Jochen Kaempfer
How banks can develop a winning strategy in cross-border payments
Our global payment leaders reveal strategies for banks to thrive in the dynamic, global cross-border payments market. Download the report.
14 Oct 2024
Sanjeev Chatrath
Payment throttling: a balancing act for managing intraday liquidity risk
Payment-throttling frameworks are essential to preventing intraday liquidity shortfalls and preserving banking institutions’ financial resilience. Learn more.
19 Sep 2024
Gaurav Kohli
How to transition from a tactical to strategic adoption of ISO 20022
With ISO 20022 adoption lagging amid competing global deadlines, a successful migration may hinge on changing from a tactical to a strategic mindset.
16 Feb 2024
Jennifer Lucas
Four enablers for harnessing the power of PayTech
Payments providers need to consider customer experience design, risk, technology, and data and analytics to achieve smart growth. Read our latest article.
28 Sep 2023
Nigel Moden
How a global FinTech captured growth in the SME segment
A global Fintech captured growth in an opportunistic SME segment with a differentiated, holistic strategy. Learn more in this case study.
14 Sep 2023
How the rise of PayTech is reshaping the payments landscape
PayTech’s relentless disruption of the payments landscape means that only PSPs that offer value beyond payments can compete. Learn more.
21 Oct 2022
Diana Halder
Understand key challenges and benefits to ISO 20022 migration
The new ISO 20022 messaging standard will bring order to a disjointed payments landscape, but banks need to be prepared. Here’s what to consider.
07 Oct 2022
Jennifer Lucas
Nine considerations for ISO 20022 migration
The ISO 20022 standard can help drive bottom-line results. Explore these considerations as you migrate to ISO 20022.
07 Oct 2022
Jennifer Lucas
How banks can find a winning position in the buy-now-pay-later market
As BNPL gains popularity with consumers and merchants, banks will need to carefully consider their position in this growing market.
15 Feb 2022
Patricia Partelow
Regaining payments leadership will require banks to embrace digital, adopt new business models, and even collaborate with FinTech competitors.
25 Jun 2021
How card issuers can transform amid digital disruption
As credit card issuers face more pressure from digital disrupters, companies are adapting to create more innovative and resilient platforms.
25 Jun 2021
EY Americas
How payment providers can expand solutions to grow profits
As competitors and regulators squeeze profits for payment providers, offering solutions “beyond payments” may offer new revenue growth.
24 Feb 2021
Stefan Thomalla
How new entrants are redefining cross-border payments
New players will challenge incumbents to collaborate and develop faster, more innovative, and transparent cross-border payment solutions.
23 Feb 2021
EY Americas
How FIs can reduce friction and drive value in the payments system
Information about money is as valuable as the money itself.
17 Feb 2021
Jennifer Lucas
How to transform product development to outperform the competition
EY Nexus is a cloud-based platform offering access to the most advanced technologies to launch new products, businesses and services.
01 Sep 2020
David Deane
Why real-time customer journey curation is the future of banking
EY Nexus for Banking platform was key to transforming one traditional bank into a future-ready, digital bank of tomorrow.
26 Aug 2020
Nigel Moden
Is your back-office holding your business back?
Back-office operations must be capable of supporting evolving product development to help meet a business’s growth ambitions.
22 Sep 2020
EY Americas
How a new technology platform is helping banks go digital
The EY Impresto platform is a mobile-first, AI-optimized tool for addressing some of banks’ biggest challenges.
30 Jan 2020
EY Americas
How Gen Z’s preference for digital is changing the payments landscape
EY survey shows Gen Z embraces simple, seamless payment methods. Learn more.
18 Jan 2024
Jochen Kaempfer
Alternative payment methods – a proven payments imperative
To create a comprehensive alternative payment method strategy, payment service providers need to act now. Get our latest insights.
25 Jul 2023
Regional perspectives
The Navigator: perspectives on financial services M&A
Financial institutions are building competitive advantage through M&A. Read on to learn more.
13 Nov 2023
Sid Khosla
Nine considerations for ISO 20022 migration
The ISO 20022 standard can help drive bottom-line results. Explore these considerations as you migrate to ISO 20022.
07 Oct 2022
Jennifer Lucas
Understand key challenges and benefits to ISO 20022 migration
The new ISO 20022 messaging standard will bring order to a disjointed payments landscape, but banks need to be prepared. Here’s what to consider.
07 Oct 2022
Jennifer Lucas
The team
Don't miss an insight
Stay up to date with our latest payments insights.