Insurance

We help insurers navigate disruption, manage regulatory change and integrate technology to transform and achieve growth.

All sectors face challenges. But, in insurance, the list is especially long. Profound regulatory change. Unprecedented opportunity in emerging markets. Lingering economic uncertainty. Technology-driven disruptions. Rising consumer expectations. Intense cost and competitive pressures. Through our services, we can help you address these issues — and embrace innovation and transformation to improve performance and drive long-term growth.

Our global team of professionals combines industry knowledge and technical experience to help with your most pressing issues. Whether through our tax and audit advice or our innovative advisory services, we help insurers explore M&A strategies, adopt new business models, develop new products, embrace technology, optimize customer experience and address shifting workforces.

Our latest thinking

How crisis communications enhance operational resilience

UK financial services firms should enhance crisis communications beyond basic regulatory compliance to safeguard their operational resilience. Read more.

11 Mar 2025 Will Packard

How to navigate the growth agenda of UK financial services regulation

Learn how UK financial firms can navigate regulatory compliance in 2025, focussing on the FCA, PRA, growth, AI, Consumer Duty and outcomes-based approaches.

Winning the future: five strategic themes for insurance leaders

Insurers embrace growth and transformation, seizing opportunities for innovation and strategic action in the insurance industry. Read more.

10 Oct 2024 Phil Vermeulen + 1

Ecosystems in insurance: what winners do differently

Insurance Ecosystems: Learn how to leverage InsurTech partnerships and data-driven tech for growth, customer loyalty, and operational excellence in insurance.

26 Sept 2024 Chris Payne

How increased trust and transparency can unlock growth

Explore the EY Global Insurance Industry Outlook. Learn more.

29 Nov 2023 Isabelle Santenac + 3

Four focal points for commercial insurance and reinsurance leaders

Shifting customer expectations and a focus on value are reshaping the dynamic commercial and reinsurance markets. Learn more.

16 Mar 2023 Simon Burtwell

How insurers can prepare to win in a high-volatility market

Developing capabilities, operational resilience and insurance digitization, push insurers to grow in uncertain times. Read more.

16 Nov 2023 Phil Vermeulen + 2

How to accelerate transition finance for net zero

Learn why FIs need to operate iteratively to effect transition finance at pace and scale in a complex ecosystem.

20 Nov 2023 Gill Lofts

How Europe’s FS leaders are approaching generative AI adoption

Discover how financial services leaders are approaching generative AI adoption.

06 Nov 2023 Ayman Awada

How life insurers are transforming to deliver value for better living

Shifting customer expectations and a focus on value are reshaping the dynamic commercial insurance and reinsurance markets. Learn more.

17 Jul 2023

How European financial firms can better manage volatility risk

For financial institutions (FIs), managing short and long-term volatility risks across strategy and operations will be key to their success. Read more.

01 Mar 2023

Nine customer types defining the next wave of insurance

Shifting consumer needs are an invitation for insurers to innovate in pursuit of growth and to stay ahead of new competitive threats. Read more.

20 Sept 2022 Chris Raimondo

Why insurers must reimagine planning and performance management

Insurers can transform planning and performance management to deliver forward-looking insights.

24 Mar 2022 Chad Runchey + 1

Four steps to embed operational resilience in financial services

UK financial services firms are focused on making their operational resilience plans a reality ahead of the March 2025 deadline. Read now.

11 May 2023 Will Packard

What firms can do now to meet the Consumer Duty deadline

Find out how ready firms are for the new Consumer Duty from our latest survey results.

17 Apr 2023 Christopher Woolard CBE + 1

Five steps to drive Consumer Duty implementation and long-term gains

Read about the five steps required to drive implementation for Consumer Duty in our latest article.

21 Dec 2022 Christopher Woolard CBE + 2

ESG and access to capital: Why insurers must stay focused on ratings

As ESG funds continue to grow their assets under management, insurers with sub-par ESG scores risk losing a key source of capital.

19 Dec 2022 Krisztina Bakor

How insurers can build the finance function of the future

The future of the insurance finance function is constantly evolving, causing senior leadership to reconsider their workforce set-up. Learn more.

08 Nov 2022 Nick Smith + 1

How can sustainable finance transform 2050 pledges into real-world impact?

Financial institutions need a framework that allows them to anticipate seismic economic transformation and adapt their strategy accordingly. Learn more.

28 Oct 2022

Why ESG is critical to insurers’ financial leadership

As ESG reshapes the future of insurance, senior financial leaders can step up as advisors to the business and help set the direction. Learn more.

28 Jul 2022 Frederic Pierchon

Why the UK must act to continue leading European financial investment

Although the UK maintains its 20-year position as Europe’s top financial services investment destination, its lead has closed significantly. Know more

13 Jun 2022 Anna Anthony

How an established insurance company became digital-first

UK insurer Hastings DIRECT wanted to rewrite the rules of its category by offering a seamless digital customer experience. Learn more about this case study.

03 Jun 2022 David Reid + 2

How the UK impact investing sector measures up

Impact investing opens opportunities for growth. Read more.

08 Apr 2022 EY UK

How insurance CFOs can embed ESG into finance and the wider business

The sustainable finance for insurance CFOs publication outlines the key ESG considerations for the finance function and its broader role beyond reporting.

01 Feb 2022 James Tufts

Why confidence in the UK’s financial sector has hit a five-year high

Confidence in the UK’s financial services sector has hit a five-year high. Find out more.

26 Jan 2022 Anna Anthony

Why insurers must reimagine their finance service delivery model

Learn how insurers can evolve their finance function and design next-generation service delivery.

03 Dec 2021 Victoria Lampitt

FS firms turn carbon ambition into action

Credible decarbonization plans are critical to reducing emissions, scaling up climate solutions and building momentum among stakeholders. Learn more.

26 Oct 2021 Shaun Carazzo + 1

Short-term steps for long-term value: the impact of ESG ratings on TSR

Insurers need to shape clear narratives about their ESG efforts to share with investors and analysts and identify appropriate metrics to track progress.

16 Sept 2021

    How insurers can take advantage of embedded insurance

    Insurers must act now to stay relevant as other industries enter the embedded insurance landscape and it continues to evolve. 

    Low angle of happy couple using modern technology to purchase electronic ticket for plane. Their suitcases standing near. Copy space in right side

    How can insurers protect the customers who need it most?

    An EY survey reveals how insurers can adapt their products to meet changing customer needs.

    young woman in Favela Santa Marta Rio de Janeiro Brazil

    Explore our case studies

    How life insurers are transforming to deliver value for better living

    Shifting customer expectations and a focus on value are reshaping the dynamic commercial insurance and reinsurance markets. Learn more.

    17 Jul 2023

    How competitors can co-create the future of insurance

    Five insurance companies work with EY to join forces and co-create new business models to be future-proof in a rapidly changing market. Learn more.

    19 Feb 2021 Christian Mylius

    Redefining the insurance industry through digital transformation

    We help build a digital NewCo based on simplicity, transparency and trust.

    01 Jun 2020

    How a new digital engagement model attracts and educates customers

    A new end-to-end digital customer engagement model provides insurers with the opportunity to target millions of new customers.

    11 Feb 2019

    How we orchestrated the digital transformation of a Fortune 500 insurer

    Prioritizing, re-engineering and automating claims processes helped digitally drive operational improvement and cost benefits.

    11 Feb 2019

      Ecosystems in Financial Services

      Explore how harnessing the power of digital ecosystems can make finance effortless and create value for all stakeholders.


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