EY Banking Barometer 2025: Balance

The EY Banking Barometer 2025 shows that Swiss banks will not be able to maintain the record profit levels of the past year but remain confident in the long-term outlook of their business model.

EY real-estate spotlight 2024 cover image

Findings from the study:

  • Swiss banks remain optimistic about long-term growth, despite near-term challenges from falling interest margins and stricter regulations in the Swiss financial system.
  • Cost efficiency, the integration of AI in Swiss banking, and compliance with sustainability standards are central as banks adapt to shifting market dynamics.
  • Real estate stability and low credit impairments bolster confidence, though macroeconomic headwinds and risks in the SME loan market require vigilance.

Authors: 
Patrick Schwaller, Marcel Zünd, Fredrik Berglund, Olaf Toepfer

Publication: 
09 Jan 2025

Language: 
English, German and French    

Number of pages: 
70

Document type: 
Study

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