With large-scale transformations and the need to navigate disruption, now is a pivotal moment for Europe’s insurers to manage regulatory change and integrate technology to achieve sustainable growth.

Phil Vermeulen

EY EMEIA Financial Services Insurance Leader

Transformation leader and client relationship partner. Passionate about helping insurance clients fulfill their potential. Average runner; better cook. Father to twin boys.

Phil serves as EY EMEIA Financial Services Insurance leader. He leads a team of around 200 member firm partners and 4,500 professionals dedicated to helping insurance clients transform their business with the audit, tax, consulting and strategy & transactions services of EY across 18 markets.

Phil has more than two decades of experience leading programs to transform finance, risk and actuarial functions across a wide range of areas - including technical, actuarial expertise, large-scale tech and finance transformation, risk and regulatory consulting services.

Prior to joining EY, Phil worked for an actuarial consultancy in London and Cape Town where he advised life insurers on value-based management.

He holds a graduate degree in Actuarial Science from the University of Stellenbosch. He is an Institute of Actuaries Fellow.

How Phil is building a better working world

"Insurance offers a vital service to societies, providing a safety net which allows people and firms to take the risks needed for economic growth while protecting families from adversity. However, a protection gap still exists, due in some part to inefficiencies in the business model and a rapidly changing risk landscape which can prevent insurance capital in getting to where it’s needed."

"In my work with clients, I am proud to help them find ways to innovate their products, reduce operating cost and allocate capital efficiently to bridge this protection gap. I have a strong professional interest in sustainable insurance and stakeholder capitalism. I believe that insurers can and should play a key role in combatting climate change and driving progress towards net zero, accelerating diversity, equity and inclusion and maintaining a strong focus on progressive governance.”

Phil’s latest thinking

How increased trust and transparency can unlock growth

Explore the EY Global Insurance Industry Outlook. Learn more.

29 Nov 2023 Isabelle Santenac +3

How life insurers are transforming to deliver value for better living

Shifting customer expectations and a focus on value are reshaping the dynamic commercial insurance and reinsurance markets. Learn more.

17 Jul 2023

Why insurers must reimagine their finance service delivery model

Learn how insurers can evolve their finance function and design next-generation service delivery.

03 Dec 2021 Victoria Lampitt

Why insurers must reimagine their finance function for the future

Transforming the finance function is critical to succeed in a dynamic marketplace.

16 Mar 2021 Steven Capps
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