Financial Services

We can help you stay focused on the future of financial services - one that is stronger, fairer and more sustainable.

Financial Services Podcasts

Building a digital bank

Episode host Ravi Kittane speaks to Rafiza Ghazali, CEO of KAF Digital Bank, to uncover her unique journey as she builds one of Malaysia’s newest digital banks.

21m 55s

IRRBB: A strategic opportunity for Malaysian banks

In the first episode of the Insights Malaysia podcast series, host Ling Kay Yeow speaks with Thor Boon Lee on IRRBB and its implementation in Malaysia, exploring why it is more than just risk and compliance but a strategic consideration for Malaysian banks.

12m 38s

    Take 5 business alerts

    How to improve capital risk efficiency? A standardized approach for counterparty credit risk

    Bank Negara Malaysia’s exposure draft on the SA-CCR, issued on 28 November 2025, delivers a more risk-sensitive, netting and collateral-aware exposure framework than previous CCR methods.

    The future of financial reporting for insurers

    The future of financial reporting for insurers

    Licensing and Regulatory Framework Digital Insurers and Takaful Operators DITOs

    Licensing and Regulatory Framework: Digital Insurers and Takaful Operators (DITOs)


      Our latest thinking

      Why does managing interest rate risk in the banking book matter more now?

      Bank Negara Malaysia’s IRRBB Exposure Draft introduces new expectations for managing interest rate and liquidity risk. Understand the implications for Malaysian banks.

      What does Bank Negara Malaysia’s OPR cut mean for your money?

      Bank Negara Malaysia’s 0.25% OPR cut to 2.75% affects borrowers and savers alike. Understand what it means for loans, savings and personal finances.

      How will Malaysia’s interest rate cut reshape risk management in banks?

      Bank Negara Malaysia’s July 2025 rate cut highlights the growing importance of managing interest rate risk in the banking book for Malaysian banks.

      How do banks build resilience by transforming risk management practices?

      Explore the critical role of operational risk management in financial institutions. Learn how to enhance resilience and navigate today’s complex landscape.

      Five ways banking CROs are increasing agility

      The EY/IIF bank risk management survey highlights the need for increased agility against diversifying risks. Find out more.

      How integrity-first AI use today builds confidence for tomorrow

      The EY Global Integrity Report 2024 reveals how integrity-first AI use today builds confidence for tomorrow. Read our findings.

      How banking on Gen Z talent will make or break the future of banking

      To attract talent with tomorrow’s skills, banks will need to win over a Gen Z workforce. Learn more.

      How banks are staking a claim in the embedded finance ecosystem

      Finance in the experience age heralds a new era for customers and banks alike, with embedded finance the key to success. Learn more.

      If transformation needs to be bold, do banks have the right tools for success?

      EY discussions with banking transformation leaders across the globe uncover six recommendations for overhauling organizational change. Learn more.

      How the rise of PayTech is reshaping the payments landscape

      PayTech’s relentless disruption of the payments landscape means that only PSPs that offer value beyond payments can compete. Learn more.

        Our latest thinking

        How MFRS 17 rewired financial storytelling for Malaysia’s insurance industry

        Malaysia’s insurers reflect on two full cycles of MFRS 17 adoption and how the standard has reshaped transparency, profitability narratives and strategic decision-making.

        Malaysian companies face a financial reporting shake-up by 2027. Are you ready?

        New accounting standards will fundamentally change how companies present their performance to investors.

        Why operational resilience is a strategic priority for insurance CROs

        The second annual EY/IIF insurance risk management survey highlights the importance of resilience and how CROs aim to instill it. Learn more.

        Stu Doyle + 1

        How increased trust and transparency can unlock growth

        Explore the EY Global Insurance Industry Outlook. Learn more.

        How life insurers are transforming to deliver value for better living

        Shifting customer expectations and a focus on value are reshaping the dynamic commercial insurance and reinsurance markets. Learn more.

        Four focal points for commercial insurance and reinsurance leaders

        Shifting customer expectations and a focus on value are reshaping the dynamic commercial and reinsurance markets. Learn more.

          Our latest thinking

          How AI simulation accelerates growth in wealth and asset management

          Harness the power of AI simulation to anticipate client behavior and make faster, smarter decisions. Learn more.

          How wealth managers can leverage complexity for competitive advantage

          Client sentiment is shifting. Learn how wealth managers can respond with targeted improvements in financial and non-financial services.

          How can alternative fund managers shape new horizons of opportunity?

          Alternative fund managers see growing demand from a new investor class that not only offers opportunities but challenges. Discover more.

          Are you reframing the future of asset management or is it reframing you?

          AI can help unlock the transformational change that asset managers need to remain relevant in a radically different future. Learn more.

          How wealth managers can secure assets in flux

          Learn how asset movement creates opportunities for wealth managers.

          Mike Lee + 2

          How can today’s millennial investors drive tomorrow’s business growth? 

          The 2023 EY Global Wealth Research shines a light on unique features of younger investors. How can wealth managers build trust with this vital group?

          Mike Lee + 3

          Six ways asset managers can prepare for an uncertain future

          Taking decisive steps to stand out and succeed in a fast-changing world. Learn more.

          Mike Lee + 2

          Can resilience shape a shifting landscape?

          Investors remain interested in alternative funds, and managers focus on their traditional strengths while responding to market opportunities. Read more.

            Our latest thinking

            Building Malaysia’s energy future: A roadmap for strategic collaboration and growth

            A powerful shift is underway in global energy demand, driven by accelerating digitalization, electrification and industrial reinvention.

            How do banks build resilience by transforming risk management practices?

            Explore the critical role of operational risk management in financial institutions. Learn how to enhance resilience and navigate today’s complex landscape.

            How to accelerate transition finance for net zero

            Learn why FIs need to operate iteratively to effect transition finance at pace and scale in a complex ecosystem.

            Why should financial institutions be on a mission to reduce emissions?

            Accelerating decarbonization is urgent. Learn why private sector institutions must play a key role in addressing the current shortfalls in climate finance.

              Explore our case studies

              Blending tradition with innovation: Pioneering digital transformation in Islamic Banking.

              How a collaborative approach accelerated Bank Rakyat’s digital transformation journey

              Transforming a private bank for customer centricity and innovation

              EY teams helped a leading private bank blend a high-touch and high-tech visionary approach. Learn more in this case study.

              Mike Lee + 2

              How to transform product development to outperform the competition

              EY Nexus is a cloud-based platform offering access to the most advanced technologies to launch new products, businesses and services.

              How privacy and consent built customer trust for a financial institution

              EY Nexus for Banking helped a financial institution with a privacy initiative that uses transparency to build trust and brand loyalty. Read the case study.

              Why real-time customer journey curation is the future of banking

              EY Nexus for Banking platform was key to transforming one traditional bank into a future-ready, digital bank of tomorrow.

              How technology is reducing trade finance risk and compliance costs

              EY’s Trade Risk Analytics Compliance Kit helps global banks to combine analytics with risk management to increase automation.

                Explore our case studies

                How data modernization can benefit advisors and clients

                Creating a modern data architecture has enabled a wealth manager to provide a consistent digital experience. Learn more in this case study.

                How standardization can build a platform for growth

                Across three continents, a leading asset manager bridged the gap by building a truly global operating model.

                How a modern CRM platform can help transform a firm’s business model

                An end-to-end transformation of a wealth management company’s CRM platform is creating powerful tools to provide hyper-personalization.

                Taking a strategic view to transform costs for a global asset manager

                Using a strategic approach to cost transformation can create significant and sustainable benefits. Learn more.

                  Explore our case studies

                  How an insurance business digitally transformed in under a year

                  An MGA achieved an end-to-end digital transformation in just 10 months by implementing an innovative modular technology platform. Read our case study.

                  Redefining the insurance industry through digital transformation

                  We help build a digital NewCo based on simplicity, transparency and trust.


                    EY in the news


                    Our team


                    Explore Financial Services in our regions

                           

                    boston worcester sunset


                    Contact us
                    Like what you’ve seen? Get in touch to learn more.