Proactive risk management can affect not only the bottom line but also the top line.

Sami Toivoniemi

EY Finland, Consulting, Financial Services, Director

Experienced financial industry expert and development director. Apart from work Sami's interests are hiking, skiing, telemark, nature, forest, sea, photography, books and culinary arts.

In the FSO Consulting Risk Lead role, Sami's responsibilities include versatile risk management tasks for the financial industry, covering the development of risk management services for the banking, insurance and asset management sectors. Sami's extensive industry experience helps EY to offer flexible service models for the financial sector.

He has worked for more than 25 years in consulting for the financial sector internationally. The experience covers, among other things, insurance system deliveries for both life and non-life insurance companies, versatile risk management tasks (e.g. AML & Sustainable Finance), business adaptation to changing regulations (e.g. MiFID II, IDD, GDPR, AML, Outsourcing). Sami is an experienced project leader with experience in leading various international teams with on-site, nearshore and offshore teams. Sami is also an experienced personnel manager.

Sami has a Bachelor of Economics from the University of Vaasa. He also has an insurance degree, a higher insurance degree and an insurance broker's degree.

How Sami is building a better working world

Sami believes that a functioning team requires the participation of different roles/people in order to achieve a common goal. Sharing information and feedback is central in order to focus on the right things - to reach the right end results.

Sami's latest thinking

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