Payments

We help payment service providers, industry suppliers, new entrants, investors and entrepreneurs reap the rewards of the future of payments.

Disruptive technologies, regulatory scrutiny and new market entrants are transforming the payments world. The paradigm shift is both a threat and an opportunity for existing payment service providers. The issues are broad and complex, including biometrics and other emerging technology, open banking and application programming interfaces (APIs), faster payments, cross-border issues and more.
 

We can help you develop practical solutions around your payment service offerings because we understand the technologies and market dynamics transforming payments.

The future of the talent agenda in payments report

This report outlines eight roles required to drive the next wave of innovation in payments.

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Our latest thinking

How banks can prepare for the digital euro using four hypotheses

Explore how banks can prepare for the digital euro with strategic insights and key steps for successful integration by 2028. Gain a competitive advantage.

14 May 2024 Susan Barton + 2

Four enablers for harnessing the power of PayTech

Payments providers need to consider customer experience design, risk, technology, and data and analytics to achieve smart growth. Read our latest article.

28 Sept 2023 Nigel Moden + 1

How the rise of PayTech is reshaping the payments landscape

PayTech’s relentless disruption of the payments landscape means that only PSPs that offer value beyond payments can compete. Learn more.

21 Oct 2022 Alla Gancz + 4

Understand key challenges and benefits to ISO 20022 migration

The new ISO 20022 messaging standard will bring order to a disjointed payments landscape, but banks need to be prepared. Here’s what to consider.

07 Oct 2022 Jennifer Lucas + 2

Nine considerations for ISO 20022 migration

The ISO 20022 standard can help drive bottom-line results. Explore these considerations as you migrate to ISO 20022.

07 Oct 2022 Jennifer Lucas + 2

How banks can find a winning position in the buy-now-pay-later market

As BNPL gains popularity with consumers and merchants, banks will need to carefully consider their position in this growing market.

15 Feb 2022 Patricia Partelow + 2

How banks can win at payments

Regaining payments leadership will require banks to embrace digital, adopt new business models, and even collaborate with FinTech competitors.

25 Jun 2021 Sara Elinson + 1

Why payments data is the key to unlocking new customer value

Payments data offers deep insights into customers’ behaviors and needs  enabling banks to deliver personalized digital services and experiences.

25 Jun 2021

How card issuers can transform amid digital disruption

As credit card issuers face more pressure from digital disrupters, companies are adapting to create more innovative and resilient platforms.

25 Jun 2021 EY Global

How payment providers can expand solutions to grow profits

As competitors and regulators squeeze profits for payment providers, offering solutions “beyond payments” may offer new revenue growth.

How new entrants are redefining cross-border payments

New players will challenge incumbents to collaborate and develop faster, more innovative, and transparent cross-border payment solutions.

23 Feb 2021 EY Global

How FIs can reduce friction and drive value in the payments system

Information about money is as valuable as the money itself.

17 Feb 2021 Jennifer Lucas

How to transform product development to outperform the competition

EY Nexus is a cloud-based platform offering access to the most advanced technologies to launch new products, businesses and services.

01 Sept 2020 Ryan Battles + 3

Why real-time customer journey curation is the future of banking

EY Nexus for Banking platform was key to transforming one traditional bank into a future-ready, digital bank of tomorrow.

26 Aug 2020 Nigel Moden + 4

Is your back-office holding your business back?

Back-office operations must be capable of supporting evolving product development to help meet a business’s growth ambitions.

22 Sept 2020 EY Global

    Watch our industry voices

    Hear perspectives from corporate banking and payments leaders on how they are navigating a digitally transformed industry.

    Regional perspectives

    The Navigator: perspectives on financial services M&A

    Financial institutions are building competitive advantage through M&A. Read on to learn more.

    13 Nov 2023 Sid Khosla

    Nine considerations for ISO 20022 migration

    The ISO 20022 standard can help drive bottom-line results. Explore these considerations as you migrate to ISO 20022.

    07 Oct 2022 Jennifer Lucas + 2

    Understand key challenges and benefits to ISO 20022 migration

    The new ISO 20022 messaging standard will bring order to a disjointed payments landscape, but banks need to be prepared. Here’s what to consider.

    07 Oct 2022 Jennifer Lucas + 2

      Supercharge your payments business with ISO 20022

      With EY support, Swift asked early adopters to share strategic opportunities ISO 20022 offers. This report has six use cases.

       

      EY named market leader in the HFS Horizons report

      The best service providers for cards and payments providers, 2023

       

       


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