Captive Insurance Services

What EY can do for you

Growth in the captive insurance markets, indemnification and guarantee agreements, as well as other forms of risk transfer, have been remarkably steady over the last 60 years; however, the last decade saw a very drastic and sharp rise in the market. Fuelled by an expanding number of jurisdictions authorizing captives; the number of domiciles actively competing to domicile and regulate captives; hardening insurance market; and favorable developments within US tax laws that clarify and broaden the rules for risk shifting, risk distribution and product qualification, the trend of market expansion in captives and alternative risk transfers is expected to continue.

EY’s Global Captive Network and Americas Captive Insurance Services teams combine technical knowledge with practical industry experience to tailor services to your business needs. Our deep global understanding of technical issues helps reduce inefficiencies, mitigate risk and make the most of emerging opportunities. Our holistic approach allows us to integrate services seamlessly with finance, risk management, tax and business units. Accordingly, through consultation and communication, our teams provide insights to key stakeholders, allowing them to stay engaged in all aspects of our service offerings.

Uncertainty and risk are inevitable. You need a plan that weighs all the options and won’t settle for high expenses as a necessary cost of doing business. Let EY show you how.

Our approach

EY’s Captive Insurance Services teams help clients navigate the current environment through a multidisciplinary approach that identifies business risks across your organization, assesses and quantifies the value of shifting risk into a centralized structure and allows your organization to more effectively control and hedge such risk in an efficient manner.

EY is able to share market insights and critical information that allow you to evaluate the economics of non-traditional products, alternative structures, contractual agreements and various domiciles. In executing the holistic approach, our teams will assess the tax qualification and impact of potential risk transfers as well as highlight specific treasury or capital aspects. Our goal is to provide you with information in a collaborative manner that will allow you to make an informed decision on the viability and value of recommended alternative arrangements.

The EY Captive Insurance Services teams provides technical knowledge and industry experience paired with a holistic portfolio of service offerings, including assurance, actuarial, risk management, tax compliance and tax consulting across US federal, foreign and state income and indirect taxes as well as transfer pricing matters.