Vanessa Müller

Payment fraud on the rise: Regulator pushing various initiatives to support clients and industry

In one of its latest reports, the European Banking Authority (EBA) has highlighted a surge in impersonation fraud and sophisticated online and social scams, often leveraging new payment methods such as instant payments. As instant payments become widely available, the EBA reports that, back in 2022, fraud rates for instant credit transfers were on average 10 times higher than for regular credit transfers. With the rise of social media and advanced scamming techniques, banks are increasingly confronted with a type of fraud called Authorized Push Payments (APP).

Staying Ahead with ESG 2025: Key Regulatory Updates and Strategic Actions

As ESG (Environmental, Social, and Governance) integration deepens, the financial sector faces an evolving regulatory landscape that demands agility and foresight. The year 2025 is poised to be a pivotal moment for funds, banks, financial institutions and insurance companies as regulatory shifts reshape sustainable finance practices worldwide. Institutions that prepare early will not only ensure compliance but also position themselves as leaders in sustainable finance. Here is a guide to the critical updates and how organizations can proactively adapt.

Sustainable Finance: what has changed in 2024 and what to expect in 2025

While the SFDR RTS review has been put on hold, discussions regarding the review of level 1 regulation have advanced and important legislative pieces have been published, such as CSDD. In this article, we will provide you with a recap of the main regulatory developments of the year, and some insights about what to expect in 2025.

Evolving CSR: Integrating change management in ESG strategies

Regulatory evolution has led to the need for robust change management strategies.

What About the S and the G of ESG?

This article does neither intend to put forward a new interpretation of the EU Sustainable Finance Disclosure Regulation (SFDR), nor to explain to fund industry practitioners the compliance requirements the SFDR introduced.

The intensifying relationship between tax and ESG in Luxembourg

Environmental, Social, and Governance (ESG) criteria have become essential components in the decision-making processes of investors worldwide, helping to evaluate the sustainability and ethical impact of investments in companies or businesses. As the global focus on sustainable finance grows, Luxembourg has emerged as a leading hub for ESG investments.

Finance durable : le secteur de l'assurance face aux défis environnementaux et sociétaux

La note d’information communiquée mi-avril par le Commissariat aux Assurances sur les enjeux réglementaires liés à la finance durable aurait dû sonner comme un rappel au secteur de l’assurance.

Under-discussed developments in ESG regulations

In this article, our lens is widened to focus on a more comprehensive view of the ESG regulatory landscape. Aside from the well-covered aspects of the SFDR, CSRD and EU Taxonomy, what other emerging trends and less-reported changes are shaping the ESG regulatory scene?

Enhancing Client Satisfaction through digitalization: the vital mandate for wealth management institutions

With assets under management (AUM) totaling EUR 600 billion in the private banking sector, EUR 5,285 billion in investment funds, and several major banking groups that have established their hub for Private Banking here, Luxembourg remains the most important hub in Europe for wealth management.

Sustainable infrastructure: a paradigm shift towards greener investment

Infrastructure plays a pivotal role in addressing climate change and diverse societal needs. What is built by communities, and how it is built, can impact the progress of the world in the fight against climate change and in creating an inclusive society for all. Sustainable infrastructure investments, such as electrified public transport, form the backbone of our transition towards a future of cleaner energy sources.

Chief Sustainability Officer: an essential role in transforming organizations

Growing global concerns over sustainable development issues and elevated stakeholder expectations signal the need for more than just financial metrics’ to measure the performance of companies.

Regulatory outlook: what to expect in 2024?

Regulatory outlook: what to expect in 2024?

Introducing a new INREV ESG reporting module: what you need to know

Investors and asset managers are seeking greater transparency and accountability regarding the ESG performance of real estate assets.

Three insights for Luxembourg wealth and asset managers from the EY Global Wealth Survey

Three insights for Luxembourg wealth and asset managers from the EY Global Wealth Survey

Sustainable Finance Disclosure Regulation: getting ready for “level II” application

Sustainable Finance Disclosure Regulation: getting ready for “level II” application

Luxembourg insights on the 2023 EY Global Wealth Research Report

EY recently launched the 2023 EY Global Wealth Research report, which explores client wants, needs and expectations amidst market disruptions and rising complexities for achieving their financial goals.

Sustainable finance: are you keeping pace?

Sustainable finance: are you keeping pace?

Guidelines on certain aspects of the MiFID II suitability requirements

Guidelines on certain aspects of the MiFID II suitability requirements