In the near future, the methods of machine learning and AI will change the lending process, as well as the measuring and managing credit risks

Tomáš Němeček

EY Czech Republic, Partner, Financial Services Consulting in Central Europe

Tomáš leads the Credit Risk Management team for financial institutions. He specializes in measuring and managing credit risk, improving processes and introducing innovative methods.

Tomáš leads a team of specialists focusing mainly on the measurement and management of credit and operational risks, regulatory aspects (Basel II - IV), development and validation of risk parameter models, calculation of capital requirements, methodology and calculation of provisions (IFRS 9), stress testing and implementation of innovative methods in the field of lending. 

Tomáš has led successful international projects in Europe, USA, Russia and the Middle East.

He holds a Master's degree in Financial and Actuarial Mathematics from Charles University in Prague. He also studied statistics, game theory and economics at Humboldt University in Berlin.

In 2003, Tomáš started working at a consulting company specializing in finance and financial risk management and in 2011 he joined the EY Prague office.

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